Charity Golf Day raises £3969 for St Andrew’s Hospice

Wallace Quinn’s annual Golf Day has raised £3969 for St Andrew’s Hospice in Airdrie.  The event took place at Cumbernauld’s Dullatur Golf Club, with Wallace Quinn suppliers, referral partners, clients and associates entering teams of four for the ‘Stableford’ format competition.

Teams from Aspen Solutions, Bellway (West), Bellway (East), Campbell Dallas, David Baxter, Dawn Homes, First Scottish, Lexus UK, Penworth Properties, Professional Office Supplies, Smart Group, St Andrew’s Hospice, Wallace MS and Wallace Quinn.

2019 Golf Day Winning Team from St Andrew's Hospice

2019 winning team from St Andrew’s Hospice

This year’s winning team was St Andrew’s Hospice, with team members Gerry Burns, Andy Clark, Cameron Hood and Roddy Porter posting a final score of 88 to take the overall title.

Second place went to Jim Harkins, Andrew Martin, Sandy Birnie and John Donnelly playing in team ‘Smart Group’ with a score of 83.

Third place went to Martin Egan, Graeme Matheson, Ian Mahon and Tom Lawrie from team ‘Dawn Homes’ with a score of 80.

The ‘nearest the pin’ competitions on holes 1, 5, 12 and 15 were won by Cameron Hood (St Andrew’s Hospice), Douglas Allan (Campbell Dallas), Gerry McGrath (David Baxter) and Gus Gilmurray (Professional Office Supplies) respectively.

The ‘longest drive’ competition was won by Gordon Lowrie of Team David Baxter.

'Longest Drive' winner Gordon Lowrie receives his hamper from Bellway Homes' Iain Allison.

‘Longest Drive’ winner Gordon Lowrie receives his hamper from Bellway Homes’ Iain Allison.

There was also a charity auction, with lots including a four night trip to Spain (donated by Wallace Quinn), a 4-ball golfing experience at Mar Hall (donated by First Scottish), a 4-ball golfing experience at the Carrick (donated by Linear UK) and the weekend hire of a sports car (donated by Lexus UK).    Raffle prizes included vouchers for Glasgow’s ‘the Ivy’ restaurant (donated by Denovo).   Our thanks also to Bellway Homes Scotland (East) for sponsorship of the 15th hole and to Millbank Decorators for making a donation after being unable to enter a team.

Wallace Quinn Managing Director John Quinn says,

“It is always great to be able to enjoy the company of clients and colleagues away from the office and our annual golf day is a highlight of the Wallace Quinn calendar. Wallace Quinn has been supporting St Andrew’s Hospice with fundraising activities since we first opened for business and it an association I know will continue for many years.   The Hospice does a remarkable job of helping individuals and families when they need help the most and it is a real privilege for us to be able to assist in any way we can.”

The money raised will go towards the ‘Capital Appeal’, a nine million pound fundraising drive to reconfigure and refurbish the hospice in Airdrie.

2nd place team from Smart Group

Karen McFadyen, Capital Appeal Director for St Andrew’s Hospice says,

“Significant changes in how hospice care is delivered is a key factor in our major refurbishment programme and will ensure we can continue to provide safe and quality care for the next thirty years.  The equipment and facilities needed to deliver modern hospice care have considerable changed since we opened in 1986 and take up much more space.  Refurbishing the Hospice will allow us to stay in our current home and continue to care for the patients of North and South Lanarkshire and make our Hospice fit for the future. The upgraded building will enable us to increase the number of single bedded rooms than we have at present, which will allow us to ensure privacy for patients and their loved ones.”

Well done to everybody for taking part and, as always, our deepest respect and admiration to all the staff and volunteers at St Andrew’s Hospice for their remarkable work.

3rd Place team from Dawn Homes

3rd Place team from Dawn Homes

Free September Spanish Property Event

Have you ever dreamed of a Spanish Holiday Home by the sea?  Or a retirement villa in the Spanish mountains? 

Wallace Quinn have been helping people purchase property in Spain for over 20 years.

Come and meet our Spanish Property team at a FREE drop in event in Edinburgh on Saturday 28th and Sunday 29th September 2019.

On hand to advise you on every aspect of Spanish property will be:

Margaret McMillan – Spanish Property Manager

Ignacio Chanza – Solicitor, qualified in both Scotland and Spain (and the honorary Spanish Consul for the North of Scotland)

Neil Spinney – Spanish property sourcing expert

Where:  ESPC, 107 George Street, Edinburgh, EH2 3ES

When:  Saturday 28th September – 10am-4pm / Sunday 29th September 11am-3pm

You can drop in at any time, or book an appointment via margaret@wallacequinn.co.uk or by calling 01506 353400.  Or you can contact the Spanish Property Desk at our Livingston office for free advice at any time.

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Potential Council Tax increase for extended or altered property

Did you know that Regional Assessors monitor the Building Control Register? The reason they do this is to check what alterations are being carried out to property and which require a Building Warrant. Once they identify properties that fall into that category, they’ll then consider whether the alterations carried out give rise to an increase in the value of the property.

If you’re the owner who carries out this work, you’ll be naturally delighted if you knew the Regional Assessor considered your extension or improvement works caused the value of your property to increase. After all, that was your expectation too, wasn’t it?

However, one of the repercussions of this arrangement is that when you come to sell your house, the new owner might be faced with a higher Council Tax Band than the Band you are currently in.

This isn’t some “big brother” spying tactic by the Regional Assessors. They have the responsibility to set and manage Council Tax banding on behalf of Scotland’s local authorities. This includes a statutory duty to maintain The Council Tax Valuation List.

The power to conduct these reassessments is contained in The Council Tax (Alteration of Lists and Appeals) (Scotland) Regulations 1993. 1993. Regulation, 4(1)(a)(i) states: “no alteration of a band shall be made unless there has been a material increase in the value of the dwelling and it has subsequently been sold”.

So, if you’ve carried out alterations to your property, don’t worry, as this won’t affect you. However, you might get caught out with an increase in Council Tax if you buy a property that’s been improved, altered or extended.

Disinheriting your children in Scotland

In Scotland, there’s been a long-held legal principle that you can’t disinherit your children. What this means in very simple terms is that whether or not you’ve made a Will, your children have Legal Rights to your estate. Legal Rights in Scotland are an automatic entitlement are enjoyed by the surviving spouse, civil partner and any children. The term “children” includes any adopted and illegitimate children. This usually comes as a surprise to those making a Will!

Children don’t have to take any action or to apply to the courts to have Legal Rights bestowed on them. Legal Rights are automatic and they involve a share in the moveable estate of their parent (cash, shares, cars, jewellery etc.) but not in any heritable (land and buildings) estate.

Setting down what Legal Rights are and who is entitled to what is quite a complicated affair and we need to look at the position for those who make a Will and those who don’t. You also need to be aware that any spouse or civil partner has Legal Rights too, so we have to consider these when looking at the Legal Rights of children

 Where there’s a Will

Let’s look, first of all, at the position when someone with children makes a Will.

When you’re making your Will, you should always remember that:

  • if you have no children –

your spouse or civil partner is entitled to one half of your moveable estate, or,

  • if you have children but your spouse or civil partner has predeceased you –

your children are entitled to one half of your moveable estate, or

  • if you do have children and also leave a spouse or civil partner –

your spouse or civil partner is entitled to one third of your moveable estate and your child or children is or are entitled to one third of your moveable estate.

Remember that this relates to the automatic rights to your moveable estateand not your heritable estate.

It is very important to note that when one of the above categories of beneficiary makes a claim for Legal Rights, they forego any provision made for them in the Will – they cannot seek to have both benefits.

 Where there is no Will

This does become quite complicated. The reason for this is that when someone dies intestate – that means without a Will – that person’s spouse or civil partner is entitled to something called Prior Rights. As the name suggests, Prior Rights take precedence over Legal Rights. Prior Rights mean the surviving spouse or civil partner receives:

  • the family home up to a certain value (currently £473,000)
  • the furniture in that home up to a certain value (currently £29,000), and
  • a cash sum of money, again, up to a certain value (currently £50,000 if there are children, £89,000 of there are no children).

If the value of the estate is within the current limits for Prior Rights, then the entire estate will be exhausted by these and there will be nothing left for Legal Rights.

After the Prior Rights have been satisfied, if there is any moveable estate left, the following Legal Rights will apply:

  • The spouse or civil partner is entitled to receive one third of the remaining estate,
  • Any child is or children are entitled to receive one third of the remaining estate divided equally amongst them

That still leaves the remainder of the estate to be paid over to someone and, in this example, where there is a surviving spouse or civil partner, the child or children are entitled to receive the remainder of the estate – and it doesn’t matter if it’s made up of heritable or moveable property!

If any child has died before their parent and that child had children, those children are entitled to their parent’s share in their grandparent’s estate equally between or amongst them.

Finally, If there is no spouse or civil partner, the entire estate goes to any child or if there’s more than one child, equally amongst the children.

Want to find out more?

We hope this article has given you some understanding about the complex nature of this area of law. Solicitors need to take Prior and Legal Rights into account when advising clients on preparing their Wills or in winding up an Estate in an Executry Case. This is only a very brief overview of the law as it currently stands. For specific guidance on your own situation, please get in touch using the details at the bottom of this page.

Spanish Property Seminar – Wed 14 August

Have you ever dreamed of a Spanish Holiday Home by the sea?  Or a retirement villa in the Spanish mountains? 

Wallace Quinn have been helping people purchase property in Spain for over 20 years.

Our latest Spanish property show will be a short seminar presentation from Alastair Shields, a lifetime mortgage planner specialising in helping those over 55 years old fund their Spanish property retirement dream.

Also on hand to advise you on every aspect of Spanish property will be:

Margaret McMillan – Spanish Property Manager

Alastair Shields – Lifetime Mortgage Planner

Neil Spinney – Spanish property sourcing expert

Where:  ESPC, 107 George Street, Edinburgh, EH2 3ES

When:  Wednesday 14th August, 1730-1930hrs

Booking is advisable via margaret@wallacequinn.co.uk 

Or you can contact the Spanish Property Desk at our Livingston office for free advice at any time on 01506 353400.

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